Stay up to date

Nico Ruggieri

Nicholas, best known as Nico to his peers, is Co-Founder and Chief Sales Officer for Pinpoint Payments. Nico is widely considered an expert in Payment Processing, Fraud Prevention, and Chargeback Management with over a decade in the business. Nico is an active member of the Merchant Acquirers Association, Subscription Trade Association, National Hemp Association, and several others.
Picture of Nico Ruggieri

All Posts from Nico Ruggieri

Fraud Prevention Stolen Credit Cards Credit Card Payment Processing

Protecting Your Business from BIN Attacks and Credit Card Fraud
By Nico Ruggieri on July 6, 2021

If you see a customer messing up on a CVV code a few times, it's not big deal. They look in the wrong place on the card or hit the wrong key. It happens. But when it happens repeatedly and...

Continue Reading

eCommerce Chargeback Prevention Credit Card Payment Processing

How to Fight Friendly Fraud
By Nico Ruggieri on June 10, 2021

Hi Nico,

Continue Reading

eCommerce Credit Card Payment Processing Retail merchant account

Finding Growth Opportunities in 2021
By Nico Ruggieri on May 26, 2021

It’s been said that companies have a choice - innovate or die. That’s true whether or not there we’ve been working our way through a global pandemic filled with uncertainty. It’s time to...

Continue Reading

eCommerce Credit Card Payment Processing reserves merchant account

How to Manage and Recover a Merchant Account Reserve
By Nico Ruggieri on May 12, 2021

Hi Nico, When I started my eCommerce business over a year ago, I started with a bank that required a reserve. We stayed with that bank for six months before switching over to another bank...

Continue Reading

facebook shops

High Risk Merchant Accounts Harder to Get
By Nico Ruggieri on April 29, 2021

When the economy gets shaken as it did this past year, there’s obvious fallout that gets a lot of press. But there are other subtle things that you don’t hear as much about. We’re seeing...

Continue Reading

Fraud Prevention eCommerce chargebacks Stolen Credit Cards

A high-ticket order is great for your business, unless it's fraud
By Nico Ruggieri on March 30, 2021

Recently, we got an appeal for help from one of our customers. Unfortunately, it’s an all too common situation, so we're sharing our answer here.

Continue Reading

Fraud Prevention chargebacks

Merchant Faces Lost in the Mail Fraud
By Nico Ruggieri on February 24, 2021

Hi Nico, My customer service team got a call today from a cordial customer claiming that he never received wireless headphones that I know left the warehouse four weeks ago. Deliveries...

Continue Reading

eCommerce merchant processing Online Payment Processing Credit Card Payment Processing

Swamped by a Successful Facebook Campaign
By Nico Ruggieri on January 28, 2021

Dear Nico, After trying out a few products, I hit on what I was sure to be hot for the holidays - a portable pop up desk that can turn any flat surface into a stable standing desk with a...

Continue Reading

Submit a Comment

Get latest articles directly in your inbox, stay up to date