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Nico Ruggieri

Nicholas, best known as Nico to his peers, is Co-Founder and Chief Sales Officer for Pinpoint Payments. Nico is widely considered an expert in Payment Processing, Fraud Prevention, and Chargeback Management with over a decade in the business. Nico is an active member of the Merchant Acquirers Association, Subscription Trade Association, National Hemp Association, and several others.
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eCommerce Credit Card Payment Processing Retail merchant account

Finding Growth Opportunities in 2021
By Nico Ruggieri on May 26, 2021

It’s been said that companies have a choice - innovate or die. That’s true whether or not there we’ve been working our way through a global pandemic filled with uncertainty. It’s time to...

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eCommerce Credit Card Payment Processing reserves merchant account

How to Manage and Recover a Merchant Account Reserve
By Nico Ruggieri on May 12, 2021

Hi Nico, When I started my eCommerce business over a year ago, I started with a bank that required a reserve. We stayed with that bank for six months before switching over to another bank...

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facebook shops

High Risk Merchant Accounts Harder to Get
By Nico Ruggieri on April 29, 2021

 When the economy gets shaken as it did this past year, there’s obvious fallout that gets a lot of press. But there are other subtle things that you don’t hear as much about. We’re seeing...

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Fraud Prevention eCommerce chargebacks Stolen Credit Cards

A high-ticket order is great for your business, unless it's fraud
By Nico Ruggieri on March 30, 2021

Recently, we got an appeal for help from one of our customers. Unfortunately, it’s an all too common situation, so we're sharing our answer here. 

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Fraud Prevention chargebacks

Merchant Faces Lost in the Mail Fraud
By Nico Ruggieri on February 24, 2021

Hi Nico, My customer service team got a call today from a cordial customer claiming that he never received wireless headphones that I know left the warehouse four weeks ago. Deliveries...

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eCommerce merchant processing Online Payment Processing Credit Card Payment Processing

Swamped by a Successful Facebook Campaign
By Nico Ruggieri on January 28, 2021

Dear Nico, After trying out a few products, I hit on what I was sure to be hot for the holidays - a portable pop up desk that can turn any flat surface into a stable standing desk with a...

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