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Nico Ruggieri

Nicholas, best known as Nico to his peers, is Co-Founder and Chief Sales Officer for Pinpoint Payments. Nico is widely considered an expert in Payment Processing, Fraud Prevention, and Chargeback Management with over a decade in the business. Nico is an active member of the Merchant Acquirers Association, Subscription Trade Association, National Hemp Association, and several others.
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eCommerce Retail business tips

How to Set Up Seasonal Pricing
By Nico Ruggieri on October 31, 2023

The holiday season is the best time of year for consumers to find deals and for businesses to increase revenue. In 2022, the U.S. surpassed its holiday sales record amidst rising inflation,...

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eCommerce Retail

Understanding the Impact of Seasonal Sales on Payment Processing
By Nico Ruggieri on October 3, 2023

For seasonal merchants, ‘the most wonderful time of the year’ is the short window of intense profitability that carries them through the months they are starved for cash flow. Among the...

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eCommerce Retail business tips Digital Payment

5 Ways to Minimize Credit Card Processing Fees
By Nico Ruggieri on September 21, 2023

Credit card processing fees are a part of modern business, especially in the e-commerce market. Careful attention to monthly processing charges can help companies identify areas of...

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eCommerce Retail consumer trends business tips Digital Payment

Five Ways to Optimize the Checkout Experience and Boost Conversion Rates
By Nico Ruggieri on September 7, 2023

A reality of e-commerce is that most potential purchases don’t come to fruition. According to a 12-year study by the Baymard Institute, about 70% of online consumers globally abandon their...

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consumer trends business tips Digital Payment

Buy Now Pay Later Across The Merchant Processing Landscape
By Nico Ruggieri on August 14, 2023

From the mercantile ledgers of the 1800s to the days of layaway following the Great Depression, the practice of deferring payment has existed for many years. In fact, the principle of...

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business tips Loyalty Rewards

How to Build Customer Loyalty Through Payment Processing: 5 Strategies
By Nico Ruggieri on July 19, 2023

In the highly competitive business landscape of today, customer loyalty is a key factor for sustainable success. Establishing strong relationships with customers can lead to repeat...

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Credit Card Payment Processing business tips

Navigating Changing Regulations in Merchant Processing & Staying Compliant
By Nico Ruggieri on June 27, 2023

In the world of merchant processing, staying compliant with regulations is crucial for businesses. However, the regulatory landscape is constantly evolving, presenting challenges for...

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Credit Card Payment Processing business tips

Tech in the Credit Card Processing Space: What You Should Know
By Nico Ruggieri on May 22, 2023

The credit card processing industry has undergone a significant transformation over the past few years with the integration of new technology. Advancements in mobile payments, e-commerce,...

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Retail Digital Payment

The Shift to Mobile and Digital Payments: A Quick Look for Small Businesses
By Nico Ruggieri on May 11, 2023

The way we pay for goods and services has changed dramatically in recent years, with more and more people opting to use mobile and digital payments. This shift has had a profound impact on...

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Retail business tips

Self-Ordering Kiosks: Everything You Need to Know
By Nico Ruggieri on May 1, 2023

Self-ordering kiosks have become increasingly popular in recent years, with many business owners choosing to implement them in their establishments. With advancements in technology and ...

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