Payments

that Just Work

Accept cards in-store, online, or on the go. Our tech-agnostic setup means you don’t have to switch systems or buy into a lock-in. From terminals and mobile readers to full e-Commerce gateways, we keep it simple.

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Payments
You can Count on!

Dependable, Secure, and Built for Business Owners

Since 2013, we've helped businesses of all sizes accept payments smoothly and securely. Our A+ BBB rating and 4.9-star Trustpilot reviews aren't just for show; they're proof that we deliver what business owners actually value: clear terms, fast approvals, and dependable support that doesn't disappear once you've signed up.

5-Time Inc. 5000 Winner

Pinpoint Payments has been recognized on the Inc. 5000 list of America’s Fastest-Growing Private Companies five years in a row. This achievement highlights our commitment to innovation, merchant-first solutions, and consistent business growth.

Rated 4.8 out of 5 by Merchants Nationwide

Thousands of businesses trust Pinpoint Payments to process millions in transactions every month. With a 4.8 Trustpilot rating, we’re proud to deliver reliability, support, and real results that business owners can count on.

A+ Rating with the Better Business Bureau

Pinpoint Payments is proud to be an A+ accredited business with the BBB, reflecting our long-term track record of honesty, transparency, and exceptional customer service. In addition, our award-winning support team (recognized by The Talk Awards 2025) provides 24/7 assistance in English and Spanish.

What Sets Pinpoint Payments Apart

We've earned our reputation by simplifying payments for merchants of all sizes, from local shops to national brands.

Fast Approvals

Most merchants are approved within 48–72 hours. Our streamlined setup means you can start taking payments quickly — without long forms or hidden delays.

Lower Fees, More Profit

Dual pricing and Merchant Relief Programs help cut or even eliminate fees, putting money back into your business instead of your processor’s pocket.

Real Support, Real People

From onboarding to growth, our English + Spanish support team is here 24/7. No endless call-center loops — just real experts who know your business.

Choose the Right Solution for Your Business

Retail Credit Card Processing

Get a point-of-sale system tailored to your business, not a one-size-fits-all solution. We offer flexible hardware and software to fit your specific needs.

Flexible POS setups (full station, handheld, mobile).

Contactless + QR codes.

Merchant Relief Program (dual pricing).

E-Commerce Payment Processing

Our e-commerce solutions are designed to handle the unique challenges of selling online, including fraud and chargebacks. We provide fast approvals and quick integrations with your existing platforms.

Shopping cart + checkout integrations.

Fraud + chargeback protection.

Scale easily as sales grow.

Retail Credit Card Processing

What Our Clients Say

Very helpful in set up and training

“I enjoyed the overall experience. I've yet to use my new machine, but I'm excited to see how far we can go. Thank Yall.”

Maya Thompson

2023-05-15

Extremely useful during the installation and training.

"I loved the entire experience! I’m looking forward to trying out my new gadget and seeing what it can do. Thanks a lot!"

Sophia Martinez

2023-05-15

Incredibly supportive during the setup and training process.

"I had a fantastic experience! I haven't used my new device yet, but I'm eager to explore its capabilities. Thanks, everyone!"

Liam Carter

2023-05-15

Very helpful in set up and training

“I enjoyed the overall experience. I've yet to use my new machine, but I'm excited to see how far we can go. Thank Yall.”

Maya Thompson

2023-05-15

Very helpful in set up and training

“I enjoyed the overall experience. I've yet to use my new machine, but I'm excited to see how far we can go. Thank Yall.”

Maya Thompson

2023-05-15

Very helpful in set up and training

“I enjoyed the overall experience. I've yet to use my new machine, but I'm excited to see how far we can go. Thank Yall.”

Maya Thompson

2023-05-15

Payment Processing FAQs

How quickly can I start accepting credit cards?

Most businesses are approved in just 24-48 hours. For low-risk industries and retail accounts, it can be within a matter of minutes. High-risk businesses may take a bit longer, but we still move quickly so you can start processing without long delays.

What’s the difference between retail and e-commerce processing?

Retail credit card processing uses in-store terminals, POS systems, or mobile readers for face-to-face sales. E-commerce processing connects to your website or shopping cart, adding fraud tools and chargeback protection designed for online sales.

Can you really eliminate credit card processing fees?

Yes. With Pinpoint’s Merchant Relief Program, customers see both a cash price and a card price, empowering them to choose how they want to pay. This fully compliant and transparent program—legal in all 50 states—lets you recover processing costs without confusing or upsetting customers. It’s simple to set up, easy for customers to understand, and can reduce or even eliminate your fees altogether.

Do you work with high-risk businesses?

We specialize in it. With a 98% approval rate, we place accounts that many providers decline, including industries like CBD, Smoke Shops, Firearms, Supplements, and more.

What kind of support do you provide?

All of our support is U.S.-based and white-glove. You’ll never get stuck in a call center queue on in a loop with a chatbot—we provide real, direct and personal help by phone, email, or chat.

Payments

that Just Work