Pinpoint Payments
Built for Business.
Backed by Results.

Cut your fees, keep more profit, and grow your business without limits — whether you’re brewing coffee on Main Street or selling Online across the world.

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Trusted by Business Owners Everywhere

From food trucks to Fortune 500s, we help businesses slash fees, modernize payments, and keep more of what they earn.

We’ve worked with thousands of merchants nationwide — farmers markets, mom-and-pop shops, celebrity-backed brands, and publicly traded companies. Whether you’re running a corner store in Clearwater or a high-volume operation in New York, our approach stays the same: real solutions, built around your business.

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5-Time Inc. 5000 Winner

Pinpoint Payments has been recognized on the Inc. 5000 list of America’s Fastest-Growing Private Companies five years in a row. This achievement highlights our commitment to innovation, merchant-first solutions, and consistent business growth.

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Rated 4.8 out of 5 by Merchants Nationwide

Thousands of businesses trust Pinpoint Payments to process millions in transactions every month.
With a 4.8 Trustpilot rating, we’re proud to deliver reliability, support, and real results that business owners can count on.

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A+ Rating with the Better Business Bureau

Pinpoint Payments is proud to be an A+ accredited business with the BBB, reflecting our long-term track record of honesty, transparency, and exceptional customer service. In addition, our award-winning support team (recognized by The Talk Awards 2025) provides 24/7 assistance in English and Spanish.

What Sets Pinpoint Payments Apart

Not all processors are created equal. Here's why business owners choose us:

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Cut Costs, Keep More

Dual pricing and relief programs designed to slash fees without hurting the customer experience...

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Rewards That Pay Back

Earn Business rewards, not customer points. Every swipe puts value back in YOUR pocket — from travel perks to business bonuses.

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High-Risk Expertise

We place businesses others can’t — from CBD and vape shops to online sellers and beyond.

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Real Support, Real People

English and Spanish setup, training, and 24/7 support from a team that actually cares.

Choose the Right Solution for Your Business

Core Payment Solutions

Everything you need to accept payments quickly, reliably, and at lower costs—whether in-store, online, or across high-risk industries.

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Payment Processing
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Dual Pricing
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High-Risk Processing
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Point of Sale Terminals
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Financial Protection and Growth

Tools to protect your revenue, unlock funding, and give your business the stability to grow without cash flow interruptions.

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Business Capital & Funding
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Chargeback Protection
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Anti-Fraud Technology
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Merchant Benefits & Support

Extra perks and hands-on support that make Pinpoint more than a processor—your partner in business success.

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Merchant Rewards
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U.S.-Based Support & Service
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Se Habla Español
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What Our Clients Say

Very helpful in set up and training

“I enjoyed the overall experience. I've yet to use my new machine, but I'm excited to see how far we can go. Thank Yall.”

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Maya Thompson

2023-05-15

Extremely useful during the installation and training.

"I loved the entire experience! I’m looking forward to trying out my new gadget and seeing what it can do. Thanks a lot!"

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Sophia Martinez

2023-05-15

Incredibly supportive during the setup and training process.

"I had a fantastic experience! I haven't used my new device yet, but I'm eager to explore its capabilities. Thanks, everyone!"

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Liam Carter

2023-05-15

Very helpful in set up and training

“I enjoyed the overall experience. I've yet to use my new machine, but I'm excited to see how far we can go. Thank Yall.”

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Maya Thompson

2023-05-15

Very helpful in set up and training

“I enjoyed the overall experience. I've yet to use my new machine, but I'm excited to see how far we can go. Thank Yall.”

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Maya Thompson

2023-05-15

Very helpful in set up and training

“I enjoyed the overall experience. I've yet to use my new machine, but I'm excited to see how far we can go. Thank Yall.”

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Maya Thompson

2023-05-15

In-Store Payments

You expect seamless transactions and your customers do, too. We’ve got the latest tech, terminals, and POS systems to make it happen, no matter size, industry, or solution your business needs!

Mobile Payments

Ditch the cookie-cutter solutions and get a Customized Merchant Account that's built around your specific needs. We get to know your business and then pinpoint a payment solution that fits your needs.

Online Payments

Instead of closing the door on tough to place, or “high-risk” businesses, we empower you to scale! In fact, we have a 98% acceptance rate because we have the right relationships with the right banks.

Our Recent Blogs

From industry trends to practical tips, our resources are built to help merchants grow smarter, reduce risks, and stay competitive.

Oct 08, 2025

Nico Ruggieri 

Why Fast Credit Card Processing and Faster Payouts Matter

Read Blog

Feb 13, 2025

Nico Ruggieri 

The Ultimate Payments Guide to Mobile Payment Solutions for Food Trucks

Read Blog

Dec 17, 2024

Nico Ruggieri 

How to Optimize Retail Payment Processing for the Holiday Spending Surge

Read Blog

In the Media

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Start Saving on Payment Processing Today

Want to cut down on processing costs and make payments easier? Grab a quick, personalized quote that fits your business—it's fast, secure, and super simple!