Finally, a Payment Partner That Says “Yes”

It doesn’t mean your business is bad. Banks use the label when they see more potential exposure—like higher chargebacks, tighter regulations, future-deliverable sales, or reputational risk.

Examples include CBD, supplements, adult, firearms, coaching, travel, subscription/trial models, furniture, and lodging. But “high-risk” isn’t always about industry—it can also be about how you bill. While most Banks limit the type of high-risk accounts they taket—but Pinpoint provides solutions for nearly any legal business.

Most don’t want the extra oversight, reserve requirements, or reputational exposure. We specialize in these accounts and have banking partners who accept them.

Yes—about 98% of the time. Our experience and long-standing banking relationships mean we can place accounts that others decline

High-risk accounts sometimes require reserves. We work with banks to negotiate fair terms, and minimize any unnecessary holds not just upon approval, but for the duration of the account. That means if a reserve is required upon Approval, we will go back every 60-90 days to request the terms be re-reviewed.

We have a suite of tools including Ethoca, Verifi, Kount, 3D Secure and more to help stop disputes before they become a problem.

Approvals can take just a few hours to a few days depending on documentation. We streamline underwriting so you can move quickly.

Not at all. We integrate with a wide range of CRM’s, Shopping Carts, platforms and virtual terminals so you can keep your current tech stack.